Be on the lookout for scammers! Never share your log-in details, bank card numbers, or PIN codes. BCV will never ask you for this information. Always double-check your payment orders (payee’s name, amount). Never install remote access software on your devices. Learn more

BCV-net and BCV Mobile will be unavailable on Saturday 08 March from 10h30 pm until Sunday 09 March 05:00 am due to server maintenance. We apologize for the inconvenience, and thank you for your patience.

Green bonus

Discover

We’re here to help you do your bit for the environment by offering attractive interest rates on financing for energy-efficient properties and green renovations.

Highlights

For clients who:

want to limit the environmental impact of their house or apartment
are buying or building a property with a CECB eco-rating of A
want to renovate their property to preserve its value or make it more energy-efficient

Details

Benefits

zero interest on your mortgage loan for the first 12 months
offer valid for a BCV fixed-rate mortgage loan or a Building Plus loan with a term of at least five years.

Green Bonus eligibility

For real-estate purchases or new builds, at least one of the three criteria of the CECB® certificate* must have an eco-rating of A and none of the three can be below B, or the property must have a Minergie-A or Minergie-P certificate.

Renovations are considered ecological if at least 25% of the total investment (no less than CHF 20,000) is used to make energy-saving improvements that qualify for subsidies, such as:

thermal insulation
total renovation
replacing a fossil-fuel heating system with an air-to-water, geothermal, or water-to-water heat pump
installing solar panels
installing solar thermal collectors
replacing windows

* Energy efficiency of the building envelope, overall energy efficiency, and direct CO2 emissions.

Related information

What is the CECB®?

The Cantonal Building Energy Certificate (CECB) is an eco-rating program recognized by all Swiss cantons. The information contained in the certificate can be used for appraisal purposes and to pinpoint potential energy-efficiency improvements. The certificate shows:

The energy efficiency of the building envelope
The amount of energy needed to run the building under normal conditions.

Bonus Vert: buy green and save (in French only)

This flyer contains basic information on how to get a Bonus Vert discount when you buy a home.

File size : 186 KB - Last update: 02.02.2026

Rénover avec le Bonus Vert

Cette fiche vous donne les informations de base pour bénéficier d’un Bonus Vert lors de la rénovation d’un bien immobilier.

File size : 194 KB - Last update: 02.02.2026

Other legal information

Please read our website and email Terms and Conditions before using our website or contacting us by email.

In principle, any information and/or documents appearing on this website that relate to financial instruments or services within the meaning of the Swiss Financial Services Act (FinSA) are considered advertising materials pursuant to this Act.