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MasterCard® Commercial Card

This card is designed specifically for businesses. You and your employees can use it to pay work-related expenses in Switzerland and abroad.

An easier way to manage work-related spending


Less admin


Autonomy


Payment security

Benefits

  • You’ll spend less time confirming expenses and preparing expense reports.
  • By using two cards, you can separate your business expenses from your personal spending.
  • The Gold Commercial Card provides travel insurance.
  • You can easily track spending with the “one” app.
  • The more you spend with the card, the lower your annual fee will be.

Which card meets your needs?

Silver Commercial Card

for purchases in Switzerland

In CHF


  • Additional savings based on your transaction volume
  • Purchase protection
  • Legal protection
  • Monthly payments
  • 1-year warranty extension

 

 

 

 

Order card

VISECA product documentation (in French only)

Gold Commercial Card

for purchases in other countries

In CHF/EUR/USD


  • Additional savings based on your transaction volume
  • Purchase protection
  • Legal protection
  • Monthly payments

Premium advantages

  • Comprehensive travel and luggage insurance
  • Priority Pass™ valid in over 1,600 airport lounges
  • 2-year warranty extension

Order card

VISECA product documentation (in French only)

How your commercial card works

  • Picto Acceptation mondiale

    Accepted worldwide
    Make payments and withdraw cash at ATMs and bank counters worldwide.

  • Paiement sans contact

    Contactless payment
    Make quick and secure contactless payments wherever that symbol is displayed.

  • Picto Paiements mobiles

    Mobile payments
    Pay for purchases easily and securely via Apple Pay using an iPhone, iPad, Mac, or Apple Watch.

  • Picto achats en ligne

    Secure online purchases
    Make worry-free online payments with 3-D Secure.

Overview of fees and conditions

The card limit depends on your company’s size and needs.

For each Silver card: CHF 85

For each Gold card: CHF/EUR/USD 170

Discount on card fee depending on annual transaction volumes

  • more than CHF/EUR/USD 10,000 per card: half off the annual fee for the following year
  • more than CHF/EUR/USD 20,000 per card: no fee the following year

You’ll have to pay CHF 20 to replace a lost or stolen Silver card. No fee is charged for a lost or stolen Gold card.

  • Silver card: Amount converted at the rate set by Viseca + 1.5% of the transaction amount
  • Gold card: Amount converted at the rate set by Viseca + 1% of the transaction amount

4% of withdrawal amount; minimum fee: CHF/EUR/USD 10

14,90% (APR)

CHF/EUR/USD 20

A complete fee schedule is available on Viseca’s website

Would you like to order a card?

Write to us

If you are a BCV client with BCV-net, we suggest you log in to BCV-net and contact us using the secure messaging service.

Call us

We’re available Monday to Friday, from 8:00am to 6:00pm.

 

 

Visit us

Come to one of our branch offices.