Be wary if you get a phone call from someone claiming to be an IT support person. When making payments, be sure to check the payee's bank details and the amount. Your log-in details are confidential, never share them with anyone!

BCV-net and BCV Mobile will be unavailable on Saturday 08 March from 10h30 pm until Sunday 09 March 05:00 am due to server maintenance. We apologize for the inconvenience, and thank you for your patience.

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Direct banking pack

A hassle-free way to manage your money

Highlights

All-in-one banking pack that includes only the services you need: online banking and the use of BCV ATMs.
The right fit for 20–25-year-olds.
Tons of fun with our BCV EXTRA deals

Details

Here's what you get

A current account
An e-Savings account
Three payment cards: a Visa Debit card (Included in the flat fee); a Silver MasterCard^® or Visa* (25 francs/year); and a no-fee PrePaid** card
Online banking through BCV-net and mobile banking through BCV Mobile
Membership in our Club Jeunes youth club
BCV EXTRA deals on activities

Here's what you can do

Make no-fee cash withdrawals (in francs or euros) at BCV ATMs with your BCV-Maestro card or VIsa Debit card
Set up online payments (including standing orders) through BCV-net
Get free purchase protection and travel insurance when you use your Silver MasterCard^® or Visa credit card
Receive monthly and year-end account statements with BCV-net

And here are the fun extras

Enjoy special offers and play to win great prizes all year long
Tons of fun with Club Jeunes and our BCV EXTRA deals

Fees and conditions

All-in-one package

CHF 1/mois ou offert dès CHF 10,000 déposés à la BCV
No fee for the first 6 months
After 6 months, fee waived if you have assets of CHF 10,000 or more at BCV

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^*For customers aged 14 and up

^**For customers aged 18 and up, subject to BCV credit approval. Under the Swiss Law on Consumer Credit, credit cannot be granted if it would cause the consumer to become over-indebted.

For more information on services not listed above, see our Terms and Conditions brochure.

Useful documents

BCV account terms and conditions

File size : 348 KB - Last update: 31.07.2025

Related services

e-Savings Account

As an online-only account, our e-Savings account offers a higher interest rate than our conventional Savings account.

Apply

Other legal information

Please read our website and email Terms and Conditions before using our website or contacting us by email.